For most people their home is their greatest investment. With that in mind don't you think its really important to properly cover it? Our agency takes the time to review every customers home policy that we quote to make sure that they will be properly at the time of a loss in regards to both property and liability. Have you ever thought about the questions below?

• What is Replacement Cost(RC) and how does it compare to Actual cash Value(ACV)?
• Does sewer backup automatically come with the policy?
• If I have a pool do I need an umbrella?
• Am I covered for liability if someone gets hurt on one of my horses?
• If I have a gentleman's farm, can that be covered under a regular home policy?
• What is coinsurance and how does it work?

Give us a call today for fast and direct answers to your questions and large savings on your insurance premiums. In many cases we reduce our clients personal insurance costs over 30% while offering them better coverage then they had before.